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Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future


  


 : Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future

List Price: $12.95
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Binding: Paperback
Dewey Decimal Number: 332
EAN: 9780767926744
ISBN: 0767926749
Label: Broadway
Manufacturer: Broadway
Number Of Items: 1
Number Of Pages: 352
Publication Date: December 31, 2007
Publisher: Broadway
Release Date: December 31, 2007
Studio: Broadway




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Editorial Review:

Product Description:
Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.



Customer Reviews
Average Rating:  out of 5 stars

Rating: 3 out of 5 stars - Great Info but my credit still ain't straight!
I did like this book because it has some very good points in it. On the other hand, there are things in it that most adults already know, they just don't do it. This book was kind of like "okay, I should do that but I'm probably not."
After I read it, I may have tried some things in it but it didn't convince me to be more financially responsible. The exercises and ideas in this book don't work unless the person is willing to change their mindset and the way that they handle their finances. ... Read More



Rating: 5 out of 5 stars - Excellent delivery of books!

I sent several books as a gift and they all arrived in excellent condition on the same day! Delivery was fast and I will order again! Thank you!



Rating: 5 out of 5 stars - More Fun than Suzy Orman!
"Financial whiz Glinda Bridgforth is better to read than Suzy Orman. A great book to help you get your compulsive spending under control and your credit right."



Rating: 5 out of 5 stars - An excellent book for women of any color
There were about 30 similar books in the "Personal Finance" section of the bookstore, but this one stood out to me.
Reading the book is like listening to a wiser aunt telling you the truth about credit cards and predatory lending. She tells you not only how to get your finances straightened out, but also why it is important - especially for women.
I really liked the ideas at the back of the book about getting second jobs doing freelance work or having a small business on the side. The ... Read More



Rating: 5 out of 5 stars - Girl, Get Your Credit Straight!
Are you in a finanical crisis? Well have no fear, beacuse Glinda Bridgforth is here! I have not been able to put this book down! This is my financial bible right now! Glinda, instructs you in such a way of getting out of debt, and staying out of debt. She guides you toward "Building a Strong Financial Future", and how to mend your credit. This is a great book if you are needing to "Get Your Financial House In Order!" I thank my sister Beverly for giving me this book!Girl, Get Your Credit Straight!: ... Read More